Payment card

Live as comfortably as possible!

Everything is as it should be

Issuing a card and opening an account — free of charge Crediting pensions and social benefits — free of charge Monthly service fee — free of charge

Everything is on time and easy

Immediate crediting of pension and social funds. Cash withdrawal at any ATM in Ukraine, without restrictions from the Bank

Everything at no trouble

If you wish, we will immediately inform you via SMS about the transfer of funds and any other operations with the card

VIP percentages

Interest on the balance and on savings accounts same as for top premium cards


By signing the Application - Agreement (hereinafter referred to as the Agreement), the client confirms that he/she agreed to the Terms and Conditions for the provision of banking services (for the individuals), which is a public offer to be posted on the Bank's website (hereinafter referred to as the Public Offer), and is aware of the possible consequences in case of using the specified banking service or failure to fulfill his/her obligations thereunder and the offer.

Consequences for the client in case of using the banking service or non-fulfillment of obligations under the Banking Services Agreement are the following:

- accepting the conditions for receiving banking services stipulated by the Public Offer and the Agreement, the client undertakes to pay for the relevant banking services in accordance with the Bank's tariffs;

 - in case of violation of the terms of the Public Offer and the Agreement, the client may be subject to penalties in accordance with the terms of the agreement;

- in case of improper fulfillment of its obligations under the terms of the Public Offer and the Agreement, the Bank has the right to apply to the relevant state bodies in order to satisfy its requirements, including compulsorily;

 - in accordance with the current legislation of Ukraine, income received by the client in accordance with the terms of the Public Proposal and the Agreement is subject to taxation.

The Bank is prohibited to require from the customer to purchase any goods or services from the Bank or a similar or related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services).

The Bank has no right to make changes to the agreements concluded with the customers unilaterally, unless otherwise provided by the Agreement, offer or law.

The Client has the right to withdraw from the contract for the provision of banking services if such right is provided by law.

The Client has the opportunity to refuse to receive advertising materials by means of remote communication channels by contacting the Bank's manager or the Bank's Call-Center.