Most of us have money that will definitely spend some time on the card until we decide to spend it. And some of us even have a bunch of money “just in case”. And each such hryvnia can generate income for you - even if you “leave it alone” for 1 day. Just keep the money on your Daily Plus account. How is this possible? Read on.
This is an account where you get a fair percentage of the balance every day. If you have 10,000, that's good, if you have 100,000, that's great, and even if you have only 1,000 today, we'll pay interest.
You do not need to freeze your funds for several months, as in a term deposit. You can use your money freely at any time, withdraw, spend and replenish it again.
Such an account is the perfect solution if you:
Interest is accrued daily on the actual account balance and is fixed in the total amount once a month.
Save up at your own pace. If you want to make regular deposits, that's fine. If you decide to take a break, that's fine too.
You can deposit or withdraw money at any time. You won't lose your accrued funds, even if you decide to use them earlier.
Managing your savings is as convenient as possible: open an account in a branch, deposit or withdraw funds in a few clicks through the app.
Are you planning to save for a gift, education, or a big project? You can open separate savings accounts for each purpose.
No one will accidentally write off your funds. You cannot make a direct payment or transfer to another account from your account. Your money is only your decision.
Opening a savings account is a quick and transparent process with no hidden requirements.
| Account currency | Interest rate*. |
| UAH | from 5,5% до 6,00% |
| USD | from 0,10% до 0,15% |
| EUR | from 0,10% до 0,15% |
| *The actual rate depends on the customer segment. | |
● Minimum opening amount: from 1 UAH / 1 USD / 1 EUR.
● Interest accrual: daily.
● Interest payment: monthly, with capitalization.
● No service fee: none.
● Transfers:
– To your own bank accounts - no fee.
– To third-party accounts - prohibited (for the safety of savings).
Visit the branch at a time convenient for you - our managers will help you open an account, tell you about the details and provide comfortable service.
By signing the bank deposit agreement (hereinafter referred to as the Agreement), the client confirms that he/she has read the Terms and Conditions and Procedure for the provision of banking services, which is a public offer (offer) posted on the Bank's website https://www.clhs.com.ua (hereinafter referred to as the Public Offer) and has familiarized himself/herself with the possible consequences for the client in case of using the specified banking service or failure to fulfill his/her obligations under the Agreement and the Public Offer.
Consequences for the client in case of using the banking service or failure to fulfill obligations in accordance with the Public Offer and the Agreement on the provision of this banking service:
- Profit received from deposit operations is subject to taxation in accordance with the current legislation of Ukraine;
- if the depositor receives benefits or subsidies, the receipt of additional income may result in their loss;
- when crediting funds to a deposit account opened with the Bank, the Bank, under the terms of the agreement, undertakes to return them, and the depositor shall pay for the Bank's services.
In case of untimely application of the client to the Bank for the return of funds raised under the bank deposit agreement, the Bank shall, in accordance with the Public Offer and the Agreement
- ensure that the amount of the Deposit and accrued interest is kept on the respective accounts opened in accordance with the Agreement until the Depositor requests the return of the Deposit and accrued interest. In this case, the Bank shall accrue interest on the actual balance of funds on the Deposit Account starting from the date of return of the Deposit established by the Agreement at the interest rate of the demand deposit;
- or, if the Agreement provides for automatic prolongation, extends the term of the Agreement for the same term for which the deposit was made and on the same terms and conditions as the Agreement was concluded. The exception is the interest rate, which, upon automatic prolongation of the Agreement, shall be changed to the interest rate effective at the Bank on the day of prolongation of the Agreement for this type of Deposit. Previously accrued interest shall not be recalculated. The number of automatic prolongations of the Agreement is unlimited and can be carried out until the funds are fully repaid from the account.
The Bank is prohibited from requiring the customer to purchase any goods or services from the Bank or a related or affiliated person as a prerequisite for the provision of these services (except for the provision of a package of banking services).
The Bank shall not be entitled to unilaterally amend the agreements concluded with customers, unless otherwise provided by the Agreement, offer or law.
The Client has the right to withdraw from the banking service agreement if such right is provided for by law.
The Client may refuse to receive advertising materials via remote communication channels by contacting the Bank's manager or the Bank's Contact Center.
