Loan for financing agricultural producers
A special financing program designed to support agricultural businesses in critical periods.
This loan provides agricultural producers with the necessary funds to ensure sowing operations and prepare for the active season, covering the costs of seeds, fertilizers, fuel, plant protection products and other expenses important for a successful season.
Main terms of financing:
- Maximum loan amount / limit: UAH 50 million.
- Client participation with own funds: not less than 30% of the amount of expenses to be financed.
- Lending currency: hryvnia.
- Type of lending: credit line.
- Purpose: to finance the costs of sowing, care and harvesting; purchase of fertilizers, seeds, fuel, spare parts and other operating expenses.
- Term of the limit/loan: up to 12 months (in some cases it can be extended depending on the season: time of sowing and harvesting of certain crops).
- Term of the tranche: within the term of the limit.
- Interest payment: monthly.
Type of security:
- suretyship of business owners;
- real estate;
- current assets: goods in process, goods in circulation, finished goods;
- equipment
- vehicles;
- machinery and agricultural equipment.