Credit secured by deposit

You always try to use your free funds as efficiently as possible. You repeatedly take advantage of deposit offers. But what should you do if you urgently need financial investments for the full operation of your company? It is not profitable to withdraw the deposit by terminating the agreement early. And why should you? There is another, better solution in this situation - a loan on deposit, i.e. the funds placed on your deposit can always be accepted as collateral for a loan or credit line. Thus, both the money will work and the business will develop!