Private Gold

Own gold

Use it conveniently and safely

Never let the card out of your hands. We have made a completely contactless card for you – thanks to VISA PayWave, pay with your smartphone with ApplePay or GooglePay

Travel easily

A single multi-currency card – one card, one PIN, THREE currencies (UAH, EUR, USD)

Keep everything under control

Connect our MyBank365 mobile app for free and manage your accounts online 24/7. Receive SMS messages for each transaction in the retail or on the Internet

Manage your family's budget

Upon your request, we will issue additional cards for the main accounts for your entire family. Set the necessary spending limits and monitor the flow of funds. You will not miss important payments with our regular payments service

A higher percentage in local currency and foreign currency and you can save funds for any purpose

In addition to current accounts, we will open savings accounts in UAH, EUR, USD for free with interest payment in all currencies

Financial risk insurance

At our own expense, we have insured you against losses from unauthorized transactions on the Internet, in retail, ATMs

Receive gifts from our WE VALUE programme

Just use the card as you always do and we will connect you to our gift programme in entertainment, gadgets, and useful things for free and without additional registration.


By signing the Application - Agreement (hereinafter referred to as the Agreement), the client confirms that he/she agreed to the Terms and Conditions for the provision of banking services (for the individuals), which is a public offer to be posted on the Bank's website (hereinafter referred to as the Public Offer), and is aware of the possible consequences in case of using the specified banking service or failure to fulfill his/her obligations thereunder and the offer.

Consequences for the client in case of using the banking service or non-fulfillment of obligations under the Banking Services Agreement are the following:

- accepting the conditions for receiving banking services stipulated by the Public Offer and the Agreement, the client undertakes to pay for the relevant banking services in accordance with the Bank's tariffs;

 - in case of violation of the terms of the Public Offer and the Agreement, the client may be subject to penalties in accordance with the terms of the agreement;

- in case of improper fulfillment of its obligations under the terms of the Public Offer and the Agreement, the Bank has the right to apply to the relevant state bodies in order to satisfy its requirements, including compulsorily;

 - in accordance with the current legislation of Ukraine, income received by the client in accordance with the terms of the Public Proposal and the Agreement is subject to taxation.

The Bank is prohibited to require from the customer to purchase any goods or services from the Bank or a similar or related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services).

The Bank has no right to make changes to the agreements concluded with the customers unilaterally, unless otherwise provided by the Agreement, offer or law.

The Client has the right to withdraw from the contract for the provision of banking services if such right is provided by law.

The Client has the opportunity to refuse to receive advertising materials by means of remote communication channels by contacting the Bank's manager or the Bank's Call-Center.