Term deposit

Term bank deposit – this type of deposit is beneficial for Customers who accumulate certain amounts of funds on their accounts, are looking for an opportunity to get the maximum guaranteed income, and can predict the term of deposit placement.

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Value for the customer
  • Effective management of temporarily available funds
  • Market interest rate that allows you to get a high return
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Basic terms of service

Type of deposit: term deposit with interest paid monthly or at the end of the term.

Deposit currency: UAH, USD, EUR.

Deposit term:  from 91 to 366 days.

Replenishment and partial reduction: with the right to replenish and without the right to partially reduce the deposit amount.

  • The deposit can be replenished during the deposit placement period, but no less than 30 days prior to the end of the deposit placement period the deposit replenishment is stopped.

Minimum deposit amount: 100,000 UAH/equivalent in foreign currency.

Minimum deposit replenishment amount: 50,000 UAH/equivalent in foreign currency.

Conditions for early withdrawal of deposits:

  • If an early withdrawal is made in the first calendar month of placing the funds on the deposit account, the interest for the current month is accrued/recalculated (depending on whether or not the interest was accrued to the customer) at the interest rate set for deposits on demand.

  • If an early withdrawal is made in the following calendar months of placing the funds on the deposit account, the interest for the current month is accrued/ recalculated (depending on whether or not the interest was accrued to the customer) in the amount of ¼ of the interest rate set for the current period of the deposit placement.